Betterment Data Breach

What happened?

In January 2026, the automated investment platform Betterment confirmed it had suffered a data breach attributed to a social engineering attack . As part of the incident, Betterment customers received fraudulent crypto-related messages promising high returns if funds were sent to an attacker-controlled cryptocurrency wallet. The breach exposed 1.4M unique email addresses, along with names and geographic location data. A subset of records also included dates of birth, phone numbers, and physical addresses. In its disclosure notice , Betterment stated that the incident did not provide attackers with access to customer accounts and did not expose passwords or other login credentials.

When did it happen?

The breach date in the public record is January 9, 2026. The record was added to the catalogue on February 5, 2026 and last updated there on February 5, 2026.

What information was reported as exposed?

• Dates of birth
• Device information
• Email addresses
• Employers
• Geographic locations
• Job titles
• Names
• Phone numbers
• Physical addresses

These are incident-level categories. The record does not prove that every category was exposed for every affected person.

Who may be affected?

This record may be relevant to people who had an account or other relationship with Betterment or used betterment.com around January 9, 2026. A catalogue entry does not establish that every customer was affected or that every listed data category applied to each person. Compare the record with an official notice addressed to you.

What should you do?

Choose actions that match the information involved. If you find signs that someone is using your identity, the Federal Trade Commission provides a personal recovery plan at IdentityTheft.gov.